If there were a dictionary of synonyms and antonyms based on real life, many people would probably indicate, as the opposite of "work", the word "tranquillity". 
Mainly for all those who hold an important post, working with tranquillity is something they see as a dream that will never come true. 
Too many are the causes of concern linked to work. In the last few years, these concerns have been increasing, yet it is also true that today there are more and more instruments that can be used to partially solve some problems. 
With regard to this, a major contribution comes from the evolution of the insurance sector, which has evolved from the simple coverage of risks to the offering of concrete solutions to several problems. This evolution involved a radical change in the relationship between the insured party and the insurance company. 

Indeed, the latter is no longer that "entity" that pays for damages, but it is a partner that helps you to solve all problems arising from the event that caused that damage.
One of the first companies to follow this way was certainly Toro Assicurazioni, as it is proved by the wide range of products and services it offers its customers in various sectors: automotive, health, accidents, home and family, trade, companies and professional studios. 
Coverage of damages and post-damage assistance are the guidelines on which Office is based, the new policy that safeguards offices and professional studios by offering an exhaustive set of guarantees, specially conceived to create a "cover" that safeguards the customer from a number of unexpected events. Like every policy proposed by the Turin-based insurance group, Office, too, is a "modular" product that allows the customer to choose the kind of coverage that best fits his needs. 
Actually, Office includes "basic guarantees" (see table) that are subdivided into several sections, thanks to which it is possible to widen the coverage quality. 

For example, in case of a fire, Office not only pays for the damages suffered by the building and the office or studio furnishing (including the equipment), but it also compensates for the eventual damages caused by firemen, as well as all costs for demolition, clearing up and transport of remains, appraisal expenses, and costs for remaking destroyed documents. It should also be underlined that when we talk of a fire we need not always think of a huge fire that detroys our office or a whole building; in fact, the policy also covers the damages that may result from the cigarette end that, having been thrown into the bin, gives rise to a small fire that is however sufficient to damage a computer, a wall or the ceiling, or even a customer's coat. 
Moreover, thanks to the formula "Sociopolitical and atmospheric events", the fire policy can also be integrated with the coverage of damages resulting from strikes, commotions, uprisings, terrorism, malicious vandalism, hurricanes, storms, tempests, hail, tornadoes, wind. If these may be considered "extraordinary" events, there are other of them which by now belong to daily life. 
Statistics show that thefts, despite the use of increasingly sophisticated safety systems, are constantly increasing in Italy, as a whole. 

Even though being aware that a theft always implies a real trauma, leaving aside the merely economic aspect, it is also true that, especially where a studio or an office are concerned, the insurance coverage refunds for the money stolen, therefore contributing to partially relieve suffering. 
In fact, Office will pay for all the things stolen or damaged after some thefts or robberies occurred in an office or a professional studio, and particularly: the furniture (including office equipment), valuables and jewels contained in safes or strongboxes, the things of third parties. 
Unfortunately, not only thefts continue to grow, but also bag-snatchings and thefts in the street are on the increase. Thus, in case of "nasty" encounters, if one subscribes the coverage "Bag-snatching and robbery outside", will be indemnified by Office for his valuables (money, stamps and paper titles in general), and his mobile goods such as cellular phones and mobile PCs, even in case the theft was carried out during a sudden indisposition or an accident. 

Moreover, given that it may happen that a subordinate betray somebody's trust, Office also provides a coverage called "Subordinate's unfaithfulness" that pays for the damages caused to you by your collaborators after a theft, robbery, misappropriation, fraud. 
All those who manage a studio or an office know that the risk of causing troubles or even a tragic event is always high. A mere inadvertence, an imprudent gesture, a "trap" represented by a carpet on which your customer stumbles hurting himself, are all events that unfortunately may happen, mainly in those offices where there are a lot of people coming and going. 
By subscribing the guarantee "Third-party liability", Office will pay for both physical and material damages accidentally caused to third parties and linked to the management of the office or professional studio, or the management of the building where the risk is located. By adding the formula "Subordinate liability" one can grant the same third party coverage also to his own collaborators. 
Also very useful are the two last basic guarantees, i.e. "Current water" and "Other damages to goods", which safeguard the insured party for all accidents that may occur and which often cause major damages also to third parties. 

In the framework of what Americans call "problem solving", the policy also provides several types of assistance, among which: the sending of a plumber, an electrician (always for cases of emergency), assistance in case of flooding, a guard, anticipated return of the policy holder and move, in case of accidents after which the office is unfit for use for more than 30 days. 
Another very important and interesting aspect is that concerning legal assistance. This coverage is granted by DAS, a company of Gruppo Toro which specializes in legal defence. 

Thanks to this policy, the insurance company will bear all the expenses that have to be paid for reasons linked to the studio management, in the cases and for the amounts indicated in the policy. 
The coverage includes charges for a lawyer, an expert appointed by the court, an expert witness; all expenses paid in favour of the opposite party when the customer loses the case, the expenses for a transaction authorized by the Company, those for the investigation on subjects, properties and accidents and, last but not least, the expenses for the filing of denunciations, actions and petitions before the judicial authority. There are still many people who decide not to assert their rights for fear of the difficulties or the expenses to be borne. Thanks to the DAS coverage, Office offers its support also in this field. 
In fact, in case an agreement cannot be reached, Office will pay for the lawyer, the experts and all legal costs, which undoubtedly means tranquillity for his customers.

Toro Assicurazioni SpA